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ABOUT LISA
Lisa Walker is a Mortgage Broker with Forest City Funding which is largest broker for Dominion Lending Centres. Based in London Ontario but serving all of Southwestern Ontario Lisa has helped her clients navigate the sometimes challenging home buying experience.
Lisa started her home buyer support career in 2004 as a law clerk/paralegal specializing in not only real estate but corporate law and wills & estates. During her fifteen year career she was involved in every aspect of the home buyer experience while always putting the client’s needs first. One of her most memorable days in her career she completed a personal best 13 Real Estate transactions single handledly, however she failed to close her own.
After a successful career as a law clerk Lisa transitioned in 2018 into another aspect of the home buying experience to become a Mortgage Agent. In November that year she joined Forest City Funding. She is now a productive member of the Dominion Lending Centre Team that boast the largest independent lender of home owner mortgages.
During her spare time, Lisa enjoys movies, family dirt bike adventures, and spending time with family and friends at home.
Mortgage Services Include: Purchase Mortgage | Mortgage Refinance | Switch/Transfer Mortgage | Mortgage Renewal | Debt Consolidation | Equity Take Out Mortgage | Reverse Mortgage | Self Employed Mortgage | Private Lending
OUR SERVICES
NEW PURCHASES
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The purchase of a home is the largest purchase most people make during their lifetime.
Dominion Lending Centres, we want to make each and every purchaser aware of the many mortgage options available to them prior to their purchase and closing date.
Now, more than ever, financial institutions are regularly launching new products and programs, making it easier to get into that new home sooner. Today, interest-only loans, self-employment programs, rental purchase programs, vacation property programs, and a host of other innovative financing alternatives are dotting the home purchase landscape, making home ownership a reality for more people than ever.
Whether you are first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
REFINANCING
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Canadians today face many reasons to refinance their mortgage.
For example, you may have been working at improving your credit score and now qualify for a new mortgage with a better discount, or you may want to stabilize your payments by changing from a variable rate mortgage to
a fixed-rate.
Refinancing is also a good option to pull out equity for consolidating debt, home improvements, investments, college expenses, and more.
RENEWALS
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While most Canadians spend a lot of time, and expend a lot of effort, in shopping for an initial mortgage, the same is generally not the case when looking at mortgage term renewals.
By omitting proper consideration at the time of renewal, this practice costs Canadian citizens thousands of extra dollars every year. Nearly 60% of borrowers simply sign and send back their renewal that is first offered to them by their lender without ever shopping around for a more favourable interest rate.
Homeowners should never accept the first rate offer from their existing lender. Without any negotiation, simply signing up for the market rate on a renewal is unnecessarily costing the homeowner a lot of money on their mortgage.
Generally it is a good idea to start shopping for a new term between four and six months before your current mortgage term expires. Many lenders send out your renewal letter very close to the time that your term expires and this does not give you ample time to arrange for a mortgage term through a different lender. This means that you need to be tracking your own mortgage term time frame and know when it is time to start shopping for a good mortgage renewal rate.
TESTIMONIAL
A flawless experience! Always available to talk and answer questions through any form communication. Thanks for all the help getting our new house!
Sara Travis